insurance

[maddog]

hi bods, renewal of my insurance is coming up, can anyone recommend a good company

[sKorch]

You could always try....


Compare the Meerkat

[maddog]

i think i`ve been talking to meerkats all morning

[spinlondon]

How old's your bike, have you modified it?
I was with a brokers that were fine untill I stage oned my Nightrain. Then they refused to insure me. I went with Harley Davidson Insurance, and ended up at the same company I was with through the other brokers?

[jeromeserena]

ebike this year were £40 cheaper than bennets last year. also it was a lot easier to get modifications on the policy.

[banquo]

Insurance questions are like oil threads.

You get a lot of answers, but most of them may be irrelevant to your particular situation, because they depend on your age, your bike, your location, and most importantly, what happens if you actually have to make a claim from them.

The number one thing to remember about insurance is that any Policy is only as good as their claim handling, and hopefully you don't have to find out how good it is. If you do, well, that's when you find out how good or bad it really is....

We had a presentation from HD insurance a couple of months back; not exactly impartial, but they did point out a number of features that were applied to their cover, but not to some others. They do agreed value on bike plus all accessories, because even a lightly modified Harley can have several thousand pounds worth of these. That's one example.

My experience with them was that I got some Asian guy on the phone whom I could not understand, and who could not understand me. He couldn't get to grips with the fact that I wanted to insure two bikes, and one of them wasn't a Harley. I gave up pretty quickly, and went with Carole Nash.

My renewal this year, for the FXST and one classic bike was quoted at £230, but reduced to £200 yesterday, when I phoned to renew. Agreed value on the classic, but not on the FXST (they don't do agreed value on modern bikes). I have it in writing that they would take the value of accessories into account when a claim was submitted, FWIW. Excess £50 on the classic, and £150 on the Harley.

CN do recovery and roadside assistance in the UK and Europe, and they provide legal assistance. They're also a broker, so they are (supposedly) there to work on your behalf in the event of a claim. I have heard good and bad reports on how well they do that, as I have about pretty much any insurer...

The Stage 1 was not a problem, although I had to reinforce in writing that I had Stage 1, because although they had it on record, it wasn't mentioned in the Policy Documents. Now I have something in writing that they accept the Stage 1. The Policy is actually with Groupama for the past 2 years, Previously with Equity Red Star, so it changes according to who they think gives the best deal.

Anybody's guess which is the best option for you, but good luck whatever you choose...

[maddog]

Originally Posted by banquo

Insurance questions are like oil threads.

You get a lot of answers, but most of them may be irrelevant to your particular situation, because they depend on your age, your bike, your location, and most importantly, what happens if you actually have to make a claim from them.

The number one thing to remember about insurance is that any Policy is only as good as their claim handling, and hopefully you don't have to find out how good it is. If you do, well, that's when you find out how good or bad it really is....

We had a presentation from HD insurance a couple of months back; not exactly impartial, but they did point out a number of features that were applied to their cover, but not to some others. They do agreed value on bike plus all accessories, because even a lightly modified Harley can have several thousand pounds worth of these. That's one example.

My experience with them was that I got some Asian guy on the phone whom I could not understand, and who could not understand me. He couldn't get to grips with the fact that I wanted to insure two bikes, and one of them wasn't a Harley. I gave up pretty quickly, and went with Carole Nash.

My renewal this year, for the FXST and one classic bike was quoted at £230, but reduced to £200 yesterday, when I phoned to renew. Agreed value on the classic, but not on the FXST (they don't do agreed value on modern bikes). I have it in writing that they would take the value of accessories into account when a claim was submitted, FWIW. Excess £50 on the classic, and £150 on the Harley.

CN do recovery and roadside assistance in the UK and Europe, and they provide legal assistance. They're also a broker, so they are (supposedly) there to work on your behalf in the event of a claim. I have heard good and bad reports on how well they do that, as I have about pretty much any insurer...

The Stage 1 was not a problem, although I had to reinforce in writing that I had Stage 1, because although they had it on record, it wasn't mentioned in the Policy Documents. Now I have something in writing that they accept the Stage 1. The Policy is actually with Groupama for the past 2 years, Previously with Equity Red Star, so it changes according to who they think gives the best deal.

Anybody's guess which is the best option for you, but good luck whatever you choose...

cheers, for info.

[BaZa®]

Originally Posted by maddog

hi bods, renewal of my insurance is coming up, can anyone recommend a good company

Moved to this section from Assistance Please:

Assistance Please Occasional, non-registered posters asking non-technical questions. If your query is technical, please register and use the appropriate forum.

Originally Posted by BaZa ®

A matter of siting there and ringing as many companies until you get what you require.

Typing Insurance in our search facility will give you many many threads on insurance all to their own as a lot depends on where you live, age, parking/security and how many years no claim bonus.

What is good for me (company wise) may not be any good for you.

All you need is insurance companies phone numbers and get to work.

You will get all sorts of replies here but they may not be good for you personally.

[eezyrider123]

Just been on to Carole Nash to changeover the insurance ready for the new bike.
New bike is same model and spec as the old one and the admin fee is over 30 quid!
Bit steep or what?

[chopper]

Try the MCN website, they compare about 25 of the top bike insurance companies, i changed over to Swinton bike a few weeks back as they were £200 cheaper than Motorcycle Direct who i was with before , have since been knocked off the bike and so far they have been excellent, delievered a courtesy bike the next day and are on top with the claim etc.